Overview
I am currently out-of-network and not accepting insurance. Many clients still use benefits by requesting a detailed receipt (a superbill) to seek out-of-network reimbursement directly from their insurer. If you would like a superbill, I’m happy to provide one upon request.
Important: Submitting claims to insurance typically requires a mental-health diagnosis and may share limited information with your insurer. If you prefer to avoid this, self-pay may be a better fit.
Private Pay Rates
| Service | Standard Fee | Notes |
|---|---|---|
| Intake / First Session (55–60 min) | $140 | History, goals, and initial plan |
| Individual Session (45–50 min) | $140 | Standard psychotherapy hour |
| Extended Session (75–80 min) | $210 | Optional, when clinically appropriate |
Payment is due at the time of service. HSA/FSA cards are typically accepted for eligible services.
Sliding Scale
To expand access, I offer a limited number of sliding-scale spots between $65 and $140 per session. Sliding-scale placement is based on household size and annual income with reference to the Federal Poverty Guidelines (FPG). A simple income attestation (and, if needed, brief documentation) may be requested.
| Income Guide (by % FPG) | Typical Fee | Examples |
|---|---|---|
| < 200% FPG | $65 | Lower-income households or significant hardship |
| 200–250% FPG | $85 | Moderate income, limited disposable funds |
| 250–300% FPG | $105 | Moderate income with some flexibility |
| 300–400% FPG | $125 | Stable income, balancing competing expenses |
| > 400% FPG | $140 | Standard rate |
This table is a guideline, not a guarantee. Availability depends on open reduced-fee spots. We’ll discuss your situation together to determine a fair, sustainable rate.
Out-of-Network & Superbill
- I can provide a superbill with necessary codes for you to submit to your insurer.
- Reimbursement amounts and timelines are set by your plan; please contact your insurer for details.
- If a diagnosis is required for reimbursement, we’ll discuss what is clinically appropriate.
Good Faith Estimate (No Surprises Act)
If you are self-pay or not using insurance, you are entitled to a Good Faith Estimate of expected charges. You’ll receive an estimate upon request and/or during scheduling. Actual costs may vary based on your needs and session frequency.
Cancellation & Late Arrivals
- 24-hour notice is requested for cancellations or reschedules.
- Late-cancel / no-show fee: up to 50% of the session fee (waived for emergencies at my discretion).
- Arriving late may reduce session time while the full fee applies.
Administrative Services
- Brief coordination (e.g., short emails, quick phone calls) is included as part of care.
- Extended admin time (e.g., lengthy reports, forms, letters) may be billed in 15-minute increments at your session rate unless otherwise specified.
- Records requests and formal documentation may incur standard fees permitted by law.
Legal & Court Policy
Important: While I can provide forensic evaluations or expert testimony, you are responsible for all associated costs if I am compelled to do so. All associated costs include, travel time, legal preparation, appearance time, and attorneys’ fees. Court-ordered work is billed at a 40% increased hourly rate, and may require a minimum $500 retainer.
Payment Methods
- Major credit/debit cards
- HSA/FSA cards (eligible services)
- Electronic invoices/receipts available upon request
Balances must be kept current to continue services. Delinquent accounts may be paused and, if necessary, referred to collections pursuant to state and federal law.
Questions
I’m happy to discuss your situation and help you explore options, including sliding scale availability or using out-of-network benefits.
Effective date: September 01, 2025